Legit Refer and Earn Apps and websites.

Referral programs are the easiest way to earn money, all you have to do is, suggest apps and services to friends and family member.

A unique referral link will be given to every user, share and tell other to participate and earn specific amount of money for every Invited friend.

Here, you can find some best and working referral offers, these programs are working for indian users only. However, if you are not an Indian citizen then swagbucks is for you.

If you ever searched on the internet to earn money or vouchers using android apps then you may have already found several answers, yes there are hundreds of things that can be used to earn few bucks online.

Users can get Paytm cash/amazon voucher/shopping vouchers with the help of some reward websites or apps. It is the most legit and safe way to earn extra pocket money by utilizing your free time.

If you own an Android/PC, use the below referral program to earn bank account money. All below reward program only works in India.

Inviting friends is a very easy method, if you have a lot of friends online or offline, suggesting them about Refer and Earn app or site can make you some cash.

To start earning right now using a smartphone. Invite and Earn program (Referral Program) is used by companies for its promotion. And these sites/apps pay for every successful referral, more friends means more money.

There are different types of rewards given by these programs because of different rewarding systems, some give real money or some give online rewards/Shopping vouchers.

Now here comes a few top rewarding websites and Apps, by using their referral program you can earn a lot of extra cash.

A referral program is said to be the easiest & successful way to earn online (Limited/Not passive). Refer friends to use that platform and in return, they will give you a fixed amount of money on each successful referral.

Google Pay - Refer and Earn

GOOGLE pay (Tez app) is a product by Google LLC. It is a payment app for Indian customers. Anyone can use it as an alternative of Paytm and other UPI payment app because it is much faster and secure.

This app is based on the UPI (Unified Payments Interface). Users can send or receive money instantly across India.

Millions of people rely on this app, the app has a referral program by which customers can invite friends to use Google Pay, per refer Google will pay to anywhere between Rs.51 to Rs. 181(Random amount). Maximum earnings are capped to Re. 9000.

Google Pay referral program

Google Pay referral program (Refer and Earn) is safe and 100% verified.

Limited time! New users can earn up to Rs. 51 bonus on the first payment.
Means, if you register today and sent a minimum of Rs 1, 51 Rs will be directly deposited to your linked bank account.

Download Google Pay

Phonepe App - Invite and Earn Offer

Here comes the next one, Phonepe App. Get 75 Rs. on each friend invited by you.

There is currently no limit on earnings by this Phonepe Referral offer.

Phonepe App is also based on the UPI payment method and customers can do recharge (prepaid/postpaid), bill payment, send and receive money quickly, online booking, etc.

Refer your friend and family member to the phonepe app and tell them to use thee Phonepe UPI payment method, and on their first transaction/recharge/payment you will earn 75 Rs.

Let, for 10 invited friends, the reward will be 10 × 75 = 750 Rs 👍.

Phonepe invite & earn

The reward amount will be credited to the Phonepe wallet and it can be used for recharge, payments, etc.

Download Phonepe

Also, get 75 Rs. Phonepe cashback on your first Recharge or bill payment assured cashback for new users.

PhonePe app

Phonepe is a leading UPI payment app in India by which anyone can pay and receive money to others within seconds.

With the UPI payment method, money transfer is very easy, no need to carry cash.

The UPI payment method is a very useful way of money transactions. After the notebandi in India, these types of UPI apps are getting more success as you can do a lot of things.

The phonePe app is available on the Android and IOS platforms. There are also hundreds of offers running and you can get cashback on several merchants.

Before we have come up with Google pay referral program and it is quite beneficial. Here, PhonePe refers and earn program is also a genius way to earn money.

Get Scratch cards By Inviting Friends

Phonepe Refer And Earn Offer Upto 9000 Rs

A scratch card will be given to users who successfully invite a person to use the PhonePe app, he/she has to do the first transaction (Both invited and inviter person will get benefitted).

You will get a scratch card for up to 100 Rs. for each referral. It works randomly, so we can not guess the amount of scratch card accurately.

Download PhonePe App

Also, this offer is only for Indian citizens and is not available in other countries. If you are from outside India then check out this referral program.

You can check our bonus and earnings under the 'Reward section'.

Phonepe cashbacks and reward

Important Details

A user can earn up to ₹9,999 cashback in the PhonePe wallet per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe

Offer is applicable on both iOS and Android devices.

Referred friend must do their first-ever money transfer to a PhonePe user (using a phone number or a person with a ‘@ybl’ BHIM UPI ID)

Cashback given against the scratch card can be used for recharges, bill payments, and payments on PhonePe partner platforms/stores.

Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.

Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.

The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app

PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.

Supported Indian Banks

List of banks that are supported by the PhonePe app.

Paytm Payment Bank | Airtel Payments Bank | Allahabad Bank | Andhra Bank | Apna Sahakari Bank Ltd. | Axis Bank | Bank of Baroda | Bank of India | Bank of Maharashtra | Canara Bank | Catholic Syrian Bank | Central Bank of India | Citi Bank | City Union Bank | Corporation Bank | DBS Bank | DCB Bank Ltd. | Dena Bank | Equitas Small Finance Bank | Federal Bank | Gopinath Patil Parsik Janata Sahakari Bank Ltd. | HDFC Bank | HSBC | ICICI Bank | IDBI Bank | IDFC Bank | Indian Bank | Indian Overseas Bank | IndusInd Bank | Jammu & Kashmir Bank | Janata Sahakari Bank Ltd. | Karnataka Bank | Karur Vysya Bank | Kotak Mahindra Bank | Lakshmi Vilas Bank | Mehsana Urban Cooperative Bank Ltd. | Oriental Bank of Commerce | Punjab National Bank | Punjab & Maharashtra Cooperative Bank Limited | Punjab & Sind Bank | Rajkot Nagarik Sahakari Bank Ltd. | RBL Bank | Saraswat Bank | South Indian Bank | Standard Chartered Bank | State Bank of India (SBI) & Associate Banks | Syndicate Bank | Thane Bharat Sahakari Bank Ltd. | Gujarat State Coop | The Hasti Coop Bank | The Kalyan Janata Sahakari Bank Ltd. | TJSB Bank | UCO Bank | Union Bank of India | United Bank of India | Vasai Vikas Sahakari Bank Ltd. | Vijaya Bank | Yes Bank.


Swagbucks is a reward site, complete tasks such as search web, survey, shopping deals & earn SB points. This Refer and Earn program is widely used globally.

Redeem SB points as:-

Amazon Gift voucher
Freecharge Voucher
PayPal (Bank) Voucher
100+ other brand vouchers.

Swagbucks have a high paying lifetime referral program. Just invite new members to use Swagbucks and get rewarded with unlimited Amazon/PayPal cash.

The person who refers others to SB will earn 10% of what their invited friend earns, without no cost to the referred user.

Register at Swagbucks

Enter promo code for signup bonus -

Its Invite and Earn program is different from others, you will earn 10% lifetime Swagbucks points what your friend earns. It means if your referred friend makes 1000 SB you will get 100 SB points.

Share your invite code/referral link with friends and family members on Facebook and WhatsApp. A great recurring referral program, refer and earn unlimited rewards.

The most successful referral program is Swagbucks.

Before entering any reward program /refer and Earn offer, first always check reviews, payment proof, and other things. Most of sites and apps are fake.

Beware of fake reward programs. :

Learn, how to start making money using swagbucks.

Conclusion - In India, we might see several types of referring and earn programs that are run by small and large companies. The results lead to the benefit of both user and the company.

Whenever we download or use apps and services from an invitation link, you will get benefits. Sich as Google Pay invite and earn, you will also earn some random amount of money if you use a referral link.

Please don't download or use any scam app and reward website. Because most of us give our time and all efforts but still get nothing.